If I only knew when I was in my teens what I know today! They say hindsight is 20-20 and I believe they are right. We can always look back and say if only “I woulda, shoulda, coulda”, then fill in…

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Bill Holderby

Latest posts by Bill Holderby (see all)

• So do you have a plan B, C or even D? by Bill Holderby - April 1, 2008
• Getting Started… in something new? by Bill Holderby - March 1, 2008
• I would have retired by the age of 35! by Bill Holderby - November 1, 2006